# AFLAC INC (AFL) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from AFLAC INC's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/AFL/mda/fy2025/): filed 2026-02-25; accession 0001628280-26-011402 (https://www.sec.gov/Archives/edgar/data/4977/000162828026011402/afl-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/AFL/mda/fy2024/): filed 2025-02-26; accession 0000004977-25-000047 (https://www.sec.gov/Archives/edgar/data/4977/000000497725000047/afl-20241231.htm)
- [FY 2023 MD&A](/company/AFL/mda/fy2023/): filed 2024-02-22; accession 0000004977-24-000053 (https://www.sec.gov/Archives/edgar/data/4977/000000497724000053/afl-20231231.htm)
- [FY 2022 MD&A](/company/AFL/mda/fy2022/): filed 2023-02-24; accession 0000004977-23-000055 (https://www.sec.gov/Archives/edgar/data/4977/000000497723000055/afl-20221231.htm)
- [FY 2021 MD&A](/company/AFL/mda/fy2021/): filed 2022-02-23; accession 0000004977-22-000058 (https://www.sec.gov/Archives/edgar/data/4977/000000497722000058/afl-20211231.htm)

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