# ALERUS FINANCIAL CORP (ALRS) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from ALERUS FINANCIAL CORP's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/ALRS/mda/fy2025/): filed 2026-03-04; accession 0001437749-26-006820 (https://www.sec.gov/Archives/edgar/data/903419/000143774926006820/alrs20251231_10k.htm); latest 10-K
- [FY 2024 MD&A](/company/ALRS/mda/fy2024/): filed 2025-03-14; accession 0001437749-25-007629 (https://www.sec.gov/Archives/edgar/data/903419/000143774925007629/alrs20241231_10k.htm)
- [FY 2023 MD&A](/company/ALRS/mda/fy2023/): filed 2024-03-08; accession 0001558370-24-002829 (https://www.sec.gov/Archives/edgar/data/903419/000155837024002829/alrs-20231231x10k.htm)
- [FY 2022 MD&A](/company/ALRS/mda/fy2022/): filed 2023-03-13; accession 0001558370-23-003515 (https://www.sec.gov/Archives/edgar/data/903419/000155837023003515/alrs-20221231x10k.htm)
- [FY 2021 MD&A](/company/ALRS/mda/fy2021/): filed 2022-03-11; accession 0001558370-22-003419 (https://www.sec.gov/Archives/edgar/data/903419/000155837022003419/alrs-20211231x10k.htm)

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