# CITIZENS FINANCIAL GROUP INC/RI (CFG) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from CITIZENS FINANCIAL GROUP INC/RI's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/CFG/mda/fy2025/): filed 2026-02-12; accession 0000759944-26-000028 (https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/cfg-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/CFG/mda/fy2024/): filed 2025-02-13; accession 0000759944-25-000013 (https://www.sec.gov/Archives/edgar/data/759944/000075994425000013/cfg-20241231.htm)
- [FY 2023 MD&A](/company/CFG/mda/fy2023/): filed 2024-02-16; accession 0000759944-24-000039 (https://www.sec.gov/Archives/edgar/data/759944/000075994424000039/cfg-20231231.htm)
- [FY 2022 MD&A](/company/CFG/mda/fy2022/): filed 2023-02-17; accession 0000759944-23-000029 (https://www.sec.gov/Archives/edgar/data/759944/000075994423000029/cfg-20221231.htm)
- [FY 2021 MD&A](/company/CFG/mda/fy2021/): filed 2022-02-23; accession 0000759944-22-000025 (https://www.sec.gov/Archives/edgar/data/759944/000075994422000025/cfg-20211231.htm)

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