# FIRST MERCHANTS CORP (FRME) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from FIRST MERCHANTS CORP's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/FRME/mda/fy2025/): filed 2026-02-25; accession 0000712534-26-000022 (https://www.sec.gov/Archives/edgar/data/712534/000071253426000022/frme-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/FRME/mda/fy2024/): filed 2025-02-24; accession 0000712534-25-000058 (https://www.sec.gov/Archives/edgar/data/712534/000071253425000058/frme-20241231.htm)
- [FY 2023 MD&A](/company/FRME/mda/fy2023/): filed 2024-02-29; accession 0000712534-24-000071 (https://www.sec.gov/Archives/edgar/data/712534/000071253424000071/frme-20231231.htm)
- [FY 2022 MD&A](/company/FRME/mda/fy2022/): filed 2023-03-01; accession 0000712534-23-000067 (https://www.sec.gov/Archives/edgar/data/712534/000071253423000067/frme-20221231.htm)
- [FY 2021 MD&A](/company/FRME/mda/fy2021/): filed 2022-03-01; accession 0000712534-22-000044 (https://www.sec.gov/Archives/edgar/data/712534/000071253422000044/frme-20211231.htm)

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