# FS Bancorp, Inc. (FSBW) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from FS Bancorp, Inc.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/FSBW/mda/fy2025/): filed 2026-03-13; accession 0001437749-26-008243 (https://www.sec.gov/Archives/edgar/data/1530249/000143774926008243/fsbw20251231_10k.htm); latest 10-K
- [FY 2024 MD&A](/company/FSBW/mda/fy2024/): filed 2025-03-17; accession 0001437749-25-008049 (https://www.sec.gov/Archives/edgar/data/1530249/000143774925008049/fsbw20241231_10k.htm)
- [FY 2023 MD&A](/company/FSBW/mda/fy2023/): filed 2024-03-15; accession 0001437749-24-008140 (https://www.sec.gov/Archives/edgar/data/1530249/000143774924008140/fsbw20221231_10k.htm)
- [FY 2022 MD&A](/company/FSBW/mda/fy2022/): filed 2023-03-16; accession 0001558370-23-004037 (https://www.sec.gov/Archives/edgar/data/1530249/000155837023004037/fsbw-20221231x10k.htm)
- [FY 2021 MD&A](/company/FSBW/mda/fy2021/): filed 2022-03-16; accession 0001558370-22-003750 (https://www.sec.gov/Archives/edgar/data/1530249/000155837022003750/fsbw-20211231x10k.htm)

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