# GREAT SOUTHERN BANCORP, INC. (GSBC) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from GREAT SOUTHERN BANCORP, INC.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/GSBC/mda/fy2025/): filed 2026-03-06; accession 0001104659-26-024659 (https://www.sec.gov/Archives/edgar/data/854560/000110465926024659/gsbc-20251231x10k.htm); latest 10-K
- [FY 2024 MD&A](/company/GSBC/mda/fy2024/): filed 2025-03-07; accession 0001410578-25-000294 (https://www.sec.gov/Archives/edgar/data/854560/000141057825000294/gsbc-20241231x10k.htm)
- [FY 2023 MD&A](/company/GSBC/mda/fy2023/): filed 2024-03-12; accession 0001410578-24-000178 (https://www.sec.gov/Archives/edgar/data/854560/000141057824000178/gsbc-20231231x10k.htm)
- [FY 2022 MD&A](/company/GSBC/mda/fy2022/): filed 2023-03-13; accession 0001410578-23-000244 (https://www.sec.gov/Archives/edgar/data/854560/000141057823000244/gsbc-20221231x10k.htm)
- FY 2021: filed 2022-03-07; accession 0001410578-22-000289 (https://www.sec.gov/Archives/edgar/data/854560/000141057822000289/gsbc-20211231x10k.htm); MD&A text quarantined because Item 7 boundaries were low-confidence; no filing narrative is published for this year.

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