# HEALTHEQUITY, INC. (HQY) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from HEALTHEQUITY, INC.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2026 MD&A](/company/HQY/mda/fy2026/): filed 2026-03-17; accession 0001428336-26-000010 (https://www.sec.gov/Archives/edgar/data/1428336/000142833626000010/hqy-20260131.htm); latest 10-K
- [FY 2025 MD&A](/company/HQY/mda/fy2025/): filed 2025-03-18; accession 0001428336-25-000009 (https://www.sec.gov/Archives/edgar/data/1428336/000142833625000009/hqy-20250131.htm)
- [FY 2024 MD&A](/company/HQY/mda/fy2024/): filed 2024-03-22; accession 0001428336-24-000016 (https://www.sec.gov/Archives/edgar/data/1428336/000142833624000016/hqy-20240131.htm)
- [FY 2023 MD&A](/company/HQY/mda/fy2023/): filed 2023-03-30; accession 0001428336-23-000014 (https://www.sec.gov/Archives/edgar/data/1428336/000142833623000014/hqy-20230131.htm)
- [FY 2022 MD&A](/company/HQY/mda/fy2022/): filed 2022-03-31; accession 0001428336-22-000009 (https://www.sec.gov/Archives/edgar/data/1428336/000142833622000009/hqy-20220131.htm)

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