# Orange County Bancorp, Inc. /DE/ (OBT) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from Orange County Bancorp, Inc. /DE/'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/OBT/mda/fy2025/): filed 2026-03-16; accession 0001104659-26-028308 (https://www.sec.gov/Archives/edgar/data/1754226/000110465926028308/obt-20251231x10k.htm); latest 10-K
- [FY 2024 MD&A](/company/OBT/mda/fy2024/): filed 2025-03-17; accession 0001558370-25-003120 (https://www.sec.gov/Archives/edgar/data/1754226/000155837025003120/tmb-20241231x10k.htm)
- [FY 2023 MD&A](/company/OBT/mda/fy2023/): filed 2024-03-29; accession 0001558370-24-004354 (https://www.sec.gov/Archives/edgar/data/1754226/000155837024004354/tmb-20231231x10k.htm)
- [FY 2022 MD&A](/company/OBT/mda/fy2022/): filed 2023-03-24; accession 0001558370-23-004543 (https://www.sec.gov/Archives/edgar/data/1754226/000155837023004543/tmb-20221231x10k.htm)
- [FY 2021 MD&A](/company/OBT/mda/fy2021/): filed 2022-03-30; accession 0001558370-22-004719 (https://www.sec.gov/Archives/edgar/data/1754226/000155837022004719/tmb-20211231x10k.htm)

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