# Oportun Financial Corp (OPRT) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from Oportun Financial Corp's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/OPRT/mda/fy2025/): filed 2026-02-27; accession 0001538716-26-000015 (https://www.sec.gov/Archives/edgar/data/1538716/000153871626000015/oprt-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/OPRT/mda/fy2024/): filed 2025-02-20; accession 0001538716-25-000013 (https://www.sec.gov/Archives/edgar/data/1538716/000153871625000013/oprt-20241231.htm)
- [FY 2023 MD&A](/company/OPRT/mda/fy2023/): filed 2024-03-15; accession 0001538716-24-000032 (https://www.sec.gov/Archives/edgar/data/1538716/000153871624000032/oprt-20231231.htm)
- [FY 2022 MD&A](/company/OPRT/mda/fy2022/): filed 2023-03-14; accession 0001538716-23-000035 (https://www.sec.gov/Archives/edgar/data/1538716/000153871623000035/oprt-20221231.htm)
- [FY 2021 MD&A](/company/OPRT/mda/fy2021/): filed 2022-03-01; accession 0001538716-22-000019 (https://www.sec.gov/Archives/edgar/data/1538716/000153871622000019/oprt-20211231.htm)

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