# ORRSTOWN FINANCIAL SERVICES INC (ORRF) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from ORRSTOWN FINANCIAL SERVICES INC's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/ORRF/mda/fy2025/): filed 2026-03-12; accession 0001628280-26-017278 (https://www.sec.gov/Archives/edgar/data/826154/000162828026017278/orrf-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/ORRF/mda/fy2024/): filed 2025-03-31; accession 0000826154-25-000090 (https://www.sec.gov/Archives/edgar/data/826154/000082615425000090/orrf-20241231.htm)
- [FY 2023 MD&A](/company/ORRF/mda/fy2023/): filed 2024-03-14; accession 0000826154-24-000060 (https://www.sec.gov/Archives/edgar/data/826154/000082615424000060/orrf-20231231.htm)
- [FY 2022 MD&A](/company/ORRF/mda/fy2022/): filed 2023-03-16; accession 0000826154-23-000067 (https://www.sec.gov/Archives/edgar/data/826154/000082615423000067/orrf-20221231.htm)
- [FY 2021 MD&A](/company/ORRF/mda/fy2021/): filed 2022-03-11; accession 0000826154-22-000079 (https://www.sec.gov/Archives/edgar/data/826154/000082615422000079/orrf-20211231.htm)

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