# SAIA INC (SAIA) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from SAIA INC's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/SAIA/mda/fy2025/): filed 2026-02-24; accession 0001193125-26-067030 (https://www.sec.gov/Archives/edgar/data/1177702/000119312526067030/saia-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/SAIA/mda/fy2024/): filed 2025-02-24; accession 0000950170-25-025702 (https://www.sec.gov/Archives/edgar/data/1177702/000095017025025702/saia-20241231.htm)
- [FY 2023 MD&A](/company/SAIA/mda/fy2023/): filed 2024-02-23; accession 0000950170-24-019368 (https://www.sec.gov/Archives/edgar/data/1177702/000095017024019368/saia-20231231.htm)
- [FY 2022 MD&A](/company/SAIA/mda/fy2022/): filed 2023-02-23; accession 0000950170-23-004094 (https://www.sec.gov/Archives/edgar/data/1177702/000095017023004094/saia-20221231.htm)
- [FY 2021 MD&A](/company/SAIA/mda/fy2021/): filed 2022-02-23; accession 0001564590-22-006259 (https://www.sec.gov/Archives/edgar/data/1177702/000156459022006259/saia-10k_20211231.htm)

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