# SoFi Technologies, Inc. (SOFI) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from SoFi Technologies, Inc.'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/SOFI/mda/fy2025/): filed 2026-02-17; accession 0001818874-26-000013 (https://www.sec.gov/Archives/edgar/data/1818874/000181887426000013/sofi-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/SOFI/mda/fy2024/): filed 2025-02-24; accession 0001818874-25-000016 (https://www.sec.gov/Archives/edgar/data/1818874/000181887425000016/sofi-20241231.htm)
- [FY 2023 MD&A](/company/SOFI/mda/fy2023/): filed 2024-02-27; accession 0001818874-24-000026 (https://www.sec.gov/Archives/edgar/data/1818874/000181887424000026/sofi-20231231.htm)
- [FY 2022 MD&A](/company/SOFI/mda/fy2022/): filed 2023-03-01; accession 0001818874-23-000018 (https://www.sec.gov/Archives/edgar/data/1818874/000181887423000018/sofi-20221231.htm)
- [FY 2021 MD&A](/company/SOFI/mda/fy2021/): filed 2022-03-01; accession 0001818874-22-000031 (https://www.sec.gov/Archives/edgar/data/1818874/000181887422000031/sofi-20211231.htm)

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