# UNITED BANKSHARES INC/WV (UBSI) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from UNITED BANKSHARES INC/WV's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/UBSI/mda/fy2025/): filed 2026-02-27; accession 0001193125-26-081470 (https://www.sec.gov/Archives/edgar/data/729986/000119312526081470/d90970d10k.htm); latest 10-K
- [FY 2024 MD&A](/company/UBSI/mda/fy2024/): filed 2025-02-28; accession 0001193125-25-042589 (https://www.sec.gov/Archives/edgar/data/729986/000119312525042589/d915367d10k.htm)
- [FY 2023 MD&A](/company/UBSI/mda/fy2023/): filed 2024-02-29; accession 0001193125-24-053462 (https://www.sec.gov/Archives/edgar/data/729986/000119312524053462/d815282d10k.htm)
- [FY 2022 MD&A](/company/UBSI/mda/fy2022/): filed 2023-03-01; accession 0001193125-23-056045 (https://www.sec.gov/Archives/edgar/data/729986/000119312523056045/d426237d10k.htm)
- [FY 2021 MD&A](/company/UBSI/mda/fy2021/): filed 2022-03-01; accession 0001193125-22-061038 (https://www.sec.gov/Archives/edgar/data/729986/000119312522061038/d233531d10k.htm)

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