# WAFD INC (WAFD) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from WAFD INC's 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/WAFD/mda/fy2025/): filed 2025-11-18; accession 0000936528-25-000117 (https://www.sec.gov/Archives/edgar/data/936528/000093652825000117/wfsl-20250930.htm); latest 10-K
- [FY 2024 MD&A](/company/WAFD/mda/fy2024/): filed 2024-11-20; accession 0000936528-24-000164 (https://www.sec.gov/Archives/edgar/data/936528/000093652824000164/wfsl-20240930.htm)
- [FY 2023 MD&A](/company/WAFD/mda/fy2023/): filed 2023-11-17; accession 0000936528-23-000207 (https://www.sec.gov/Archives/edgar/data/936528/000093652823000207/wfsl-20230930.htm)
- [FY 2022 MD&A](/company/WAFD/mda/fy2022/): filed 2022-11-18; accession 0000936528-22-000143 (https://www.sec.gov/Archives/edgar/data/936528/000093652822000143/wfsl-20220930.htm)
- [FY 2021 MD&A](/company/WAFD/mda/fy2021/): filed 2021-11-19; accession 0000936528-21-000122 (https://www.sec.gov/Archives/edgar/data/936528/000093652821000122/wfsl-20210930.htm)

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