# ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION) MD&A by fiscal year

Verbatim Item 7 Management's Discussion and Analysis sections from ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/'s 10-K filings, one page per fiscal year. Extracted from SEC filings with the same bounded parser for every year. Filer text, not grepcent analysis or investment advice.

- [FY 2025 MD&A](/company/ZION/mda/fy2025/): filed 2026-02-24; accession 0000109380-26-000046 (https://www.sec.gov/Archives/edgar/data/109380/000010938026000046/zions-20251231.htm); latest 10-K
- [FY 2024 MD&A](/company/ZION/mda/fy2024/): filed 2025-02-25; accession 0000109380-25-000040 (https://www.sec.gov/Archives/edgar/data/109380/000010938025000040/zions-20241231.htm)
- [FY 2023 MD&A](/company/ZION/mda/fy2023/): filed 2024-02-23; accession 0000109380-24-000061 (https://www.sec.gov/Archives/edgar/data/109380/000010938024000061/zions-20231231.htm)
- [FY 2022 MD&A](/company/ZION/mda/fy2022/): filed 2023-02-23; accession 0000109380-23-000074 (https://www.sec.gov/Archives/edgar/data/109380/000010938023000074/zions-20221231.htm)
- [FY 2021 MD&A](/company/ZION/mda/fy2021/): filed 2022-02-25; accession 0000109380-22-000072 (https://www.sec.gov/Archives/edgar/data/109380/000010938022000072/zions-20211231.htm)

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