On products and services:
We offer a broad set of card products, rewards and services to this premium consumer and broad commercial customer base, in the United States and internationally, through our USCS, CS and ICS reportable operating segments.
AMERICAN EXPRESS CO (AXP) single-company analysis
This page is a descriptive assembly from a frozen evidence pack of public SEC filing excerpts and verified SEC companyfacts metrics. It is not a rating, recommendation, endorsement, forecast, valuation, or investment advice. Filer viewpoints are attributed to the filer and figures are as of their cited filing dates.
Informational only - not investment advice. See Disclaimer.
Back to AXP company profile. Existing company-page SVG figures remain the source for financial time-series context.
Business & segments
Financial profile
The values below are templated from verified SEC companyfacts-derived facts. The embedded SVG figures show selected annual series from the same facts.
Reported revenue: 72,229,000,000
Net margin: 15.00%
Free cash flow: 16,003,000,000
Revenue scale is shown from verified SEC companyfacts. Revenue: 72,229,000,000
Net margin is shown from verified SEC companyfacts. Net margin: 15.00%
Free cash flow is computed from verified operating cash flow and capital expenditure facts. Free cash flow: 16,003,000,000
Capital expenditures are shown as reported payment magnitude from verified SEC companyfacts. Capital expenditures: 2,425,000,000
Dividends paid are shown as reported cash outflow magnitude from verified SEC companyfacts. Dividends paid: 2,271,000,000
Share buybacks are shown as reported cash outflow magnitude from verified SEC companyfacts. Share buybacks: 5,814,000,000
| Metric | Value | Fiscal year | Period end | Source |
|---|---|---|---|---|
| Capital expenditures | 2,425,000,000 | 2025 | 2025-12-31 | USD |
| Dividends paid | 2,271,000,000 | 2025 | 2025-12-31 | USD |
| Free cash flow | 16,003,000,000 | 2025 | 2025-12-31 | USD |
| Liabilities / equity | 7.96 | 2025 | 2025-12-31 | Ratio |
| Net income | 10,833,000,000 | 2025 | 2025-12-31 | USD |
| Net margin | 15.00% | 2025 | 2025-12-31 | Percent |
| Operating cash flow | 18,428,000,000 | 2025 | 2025-12-31 | USD |
| Revenue | 72,229,000,000 | 2025 | 2025-12-31 | USD |
Stated strategy
Key idiosyncratic risks
On supply-chain exposure:
These actions have had and may likely continue to have broad consequences for the global economy and regional and country economies, as well as impacts to global supply chains and negative effects on our customers and partners, which may adversely affect our business.
On customer-relationship risk:
Some of our partners manage certain aspects of our customer relationships, such as our OptBlue program participants.
On competition:
Our operating results may materially suffer because of substantial and increasingly intense competition worldwide in the payments industry.
Recent developments
On reported revenue movement:
Service fees and other revenue increased, primarily driven by higher foreign exchange-related revenues associated with Card Member cross-currency spending, a gain related to an equity transaction by GBTG, an equity method investee, resulting from its acquisition of CWT Holdings, LLC, and increases in network partnership revenue and loyalty coalition-related fees.