grepcent public filings, reorganized for comparison

VISA INC. (V) single-company analysis

AI-assembled from public SEC filings. Generated: 2026-06-29. Pack hash: b7b7285a81e4555956c9563fd27a7ae5f8607529dd55fbcb529cc2a342965e91.

This page is a descriptive assembly from a frozen evidence pack of public SEC filing excerpts and verified SEC companyfacts metrics. It is not a rating, recommendation, endorsement, forecast, valuation, or investment advice. Filer viewpoints are attributed to the filer and figures are as of their cited filing dates.

Informational only - not investment advice. See Disclaimer.

Back to V company profile. Existing company-page SVG figures remain the source for financial time-series context.

Gate result: 11 claims survived; 0 dropped; 1 sections quarantined.

Business & segments

On products and services:

Our strength in this focus area is driven by core capabilities that align with the needs of affluent consumers, such as our global acceptance footprint, differentiated credit products, advanced fraud protection and dispute resolution services, brand equity and premium benefits.

Source: business; filed 2025-11-06; SEC filing; fact QUOTE_V_BUSINESS_27.

On payment transactions:

Of the 329 billion total transactions, 258 billion were processed by Visa. •We offer a wide range of Visa-branded payment products that our clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders.

Source: business; filed 2025-11-06; SEC filing; fact QUOTE_V_BUSINESS_3.

Financial profile

The values below are templated from verified SEC companyfacts-derived facts. The embedded SVG figures show selected annual series from the same facts.

Reported revenue: 40,000,000,000 FY 2025 ended 2025-09-30; fact NUM_V_REVENUE_FY2025.

Operating margin: 59.98% FY 2025 ended 2025-09-30; fact NUM_V_OPERATING_MARGIN_FY2025.

Free cash flow: 21,577,000,000 FY 2025 ended 2025-09-30; fact NUM_V_FREE_CASH_FLOW_FY2025.

V revenue, last 5 periods. Source: SEC companyfacts FY2025.V revenue, last 5 periods. Source: SEC companyfacts FY2025.V RevenueLatest point: FY2025 = $40.0BSource: SEC companyfacts FY2025.Fiscal yearReported revenue$0.0B$20.0B$40.0BFY2021FY2022FY2023FY2024FY2025
V operating margin, last 5 periods. Source: SEC companyfacts FY2025.V operating margin, last 5 periods. Source: SEC companyfacts FY2025.V Operating marginLatest point: FY2025 = 60.0%Source: SEC companyfacts FY2025.Fiscal yearOperating margin (%)0.0%37.5%75.0%FY2021FY2022FY2023FY2024FY2025
V net margin, last 5 periods. Source: SEC companyfacts FY2025.V net margin, last 5 periods. Source: SEC companyfacts FY2025.V Net marginLatest point: FY2025 = 50.1%Source: SEC companyfacts FY2025.Fiscal yearNet margin (%)0.0%37.5%75.0%FY2021FY2022FY2023FY2024FY2025
V free cash flow, last 5 periods. Source: SEC companyfacts FY2025.V free cash flow, last 5 periods. Source: SEC companyfacts FY2025.V Free cash flowLatest point: FY2025 = $21.6BSource: SEC companyfacts FY2025.Fiscal yearFree cash flow$0.0B$15.0B$30.0BFY2021FY2022FY2023FY2024FY2025
V capital expenditures, last 5 periods. Source: SEC companyfacts FY2025.V capital expenditures, last 5 periods. Source: SEC companyfacts FY2025.V Capital expendituresLatest point: FY2025 = $1.5BSource: SEC companyfacts FY2025.Fiscal yearCapital expenditures$0.0B$1.0B$2.0BFY2021FY2022FY2023FY2024FY2025
V dividends paid, last 5 periods. Source: SEC companyfacts FY2025.V dividends paid, last 5 periods. Source: SEC companyfacts FY2025.V Dividends paidLatest point: FY2025 = $4.6BSource: SEC companyfacts FY2025.Fiscal yearDividends paid$0.0B$3.0B$6.0BFY2021FY2022FY2023FY2024FY2025
V share buybacks, last 5 periods. Source: SEC companyfacts FY2025.V share buybacks, last 5 periods. Source: SEC companyfacts FY2025.V Share buybacksLatest point: FY2025 = $18.3BSource: SEC companyfacts FY2025.Fiscal yearShare buybacks$0.0B$10.0B$20.0BFY2021FY2022FY2023FY2024FY2025

Revenue scale is shown from verified SEC companyfacts. Revenue: 40,000,000,000 FY 2025 ended 2025-09-30.

Source: verified SEC companyfacts; SEC filing; fact NUM_V_REVENUE_FY2025.

Operating margin is shown from verified SEC companyfacts. Operating margin: 59.98% FY 2025 ended 2025-09-30.

Source: verified SEC companyfacts; SEC filing; fact NUM_V_OPERATING_MARGIN_FY2025.

Net margin is shown from verified SEC companyfacts. Net margin: 50.14% FY 2025 ended 2025-09-30.

Source: verified SEC companyfacts; SEC filing; fact NUM_V_NET_MARGIN_FY2025.

Free cash flow is computed from verified operating cash flow and capital expenditure facts. Free cash flow: 21,577,000,000 FY 2025 ended 2025-09-30.

Source: verified SEC companyfacts; SEC filing; fact NUM_V_FREE_CASH_FLOW_FY2025.

Capital expenditures are shown as reported payment magnitude from verified SEC companyfacts. Capital expenditures: 1,482,000,000 FY 2025 ended 2025-09-30.

Source: verified SEC companyfacts; SEC filing; fact NUM_V_CAPEX_FY2025.

Dividends paid are shown as reported cash outflow magnitude from verified SEC companyfacts. Dividends paid: 4,634,000,000 FY 2025 ended 2025-09-30.

Source: verified SEC companyfacts; SEC filing; fact NUM_V_DIVIDENDS_PAID_FY2025.

MetricValueFiscal yearPeriod endSource
Capital expenditures1,482,000,00020252025-09-30USD
Dividends paid4,634,000,00020252025-09-30USD
Free cash flow21,577,000,00020252025-09-30USD
Liabilities / equity1.6320252025-09-30Ratio
Net income20,058,000,00020252025-09-30USD
Net margin50.14%20252025-09-30Percent
Operating cash flow23,059,000,00020252025-09-30USD
Operating income23,994,000,00020252025-09-30USD

Stated strategy

Quarantined: No direct section-relevant quote survived source selection.

Key idiosyncratic risks

On competition:

It is possible that the Credit Card Competition Act may be reintroduced in Congress or attempted to be offered as an amendment to unrelated legislation.

Source: risk; filed 2025-11-06; SEC filing; fact QUOTE_V_RISK_17.

Recent developments

On cross-border volume movement:

Net revenue increased 11% over the prior year, primarily due to the growth in processed transactions, nominal cross-border volume, and nominal payments volume, partially offset by higher client incentives.

Source: mda; filed 2025-11-06; SEC filing; fact QUOTE_V_MDA_2.

On cash-flow movement:

Cash provided by operating activities increased in fiscal 2025 over the prior year primarily due to growth in our underlying business and the timing of payments related to income taxes, partially offset by higher incentive payments.

Source: mda; filed 2025-11-06; SEC filing; fact QUOTE_V_MDA_29.