SIC 6141 - Personal Credit Institutions
Companies
- AFRM - Affirm Holdings, Inc.
- ATLC - Atlanticus Holdings Corp
- BFH - BREAD FINANCIAL HOLDINGS, INC.
- CACC - CREDIT ACCEPTANCE CORP
- ENVA - Enova International, Inc.
- LC - LendingClub Corp
- LPRO - Open Lending Corp
- NNI - NELNET INC
- OMF - OneMain Holdings, Inc.
- RM - Regional Management Corp.
- SLM - SLM Corp
- WRLD - WORLD ACCEPTANCE CORP
Related Macro Threads
- Money & trade - 2 indicators, 4 mapped SIC sectors
- Government finances - 6 indicators, 3 mapped SIC sectors
- Sector employment - 5 indicators, 5 mapped SIC sectors
Macro Context
- M2SL - M2
- FEDFUNDS - Federal Funds Effective Rate
- DFEDTARU - Federal Funds Target Range - Upper Limit
- DGS2 - Market Yield on U.S. Treasury Securities at 2-Year Constant Maturity
- DGS10 - Market Yield on U.S. Treasury Securities at 10-Year Constant Maturity
- T10Y2Y - 10-Year Treasury Constant Maturity Minus 2-Year Treasury Constant Maturity
- HOUST - New Privately-Owned Housing Units Started: Total Units
- PERMIT - New Privately-Owned Housing Units Authorized in Permit-Issuing Places: Total Units
Sector financials
Peer figures are build-time aggregates of the SEC companyfacts financials already shown on member company pages. As of latest member filing date: 2026-06-04.
| Companies With Data | Companies With Revenue | Aggregate Revenue | Median Revenue | Median Net Margin | Median Operating Margin | Median Revenue Growth | Median Diluted EPS |
|---|---|---|---|---|---|---|---|
| 12 | 12 | 25,763,207,700 | 2,142,799,500 | 11.63% | -2.71% | 9.48% | 6.26 |
Charts
Member companies by reported revenue
Net margin distribution
Peer Table
| Company | Latest Revenue | Revenue FY | Net Margin | Operating Margin | Revenue Growth | Diluted EPS |
|---|---|---|---|---|---|---|
| OMF - OneMain Holdings, Inc. | 5,455,000,000 | 2025 | 14.35% | 9.25% | 6.56 | |
| BFH - BREAD FINANCIAL HOLDINGS, INC. | 3,845,000,000 | 2025 | 13.47% | 0.18% | 10.89 | |
| AFRM - Affirm Holdings, Inc. | 3,224,412,000 | 2025 | 1.62% | -2.71% | 38.80% | 0.15 |
| ENVA - Enova International, Inc. | 3,151,653,000 | 2025 | 9.78% | 23.46% | 18.58% | 11.52 |
| SLM - SLM Corp | 2,627,255,000 | 2025 | 28.35% | 0.31% | 3.46 | |
| CACC - CREDIT ACCEPTANCE CORP | 2,317,200,000 | 2025 | 18.29% | 7.16% | 36.38 | |
| ATLC - Atlanticus Holdings Corp | 1,968,399,000 | 2025 | 6.21% | 50.09% | 5.96 | |
| LC - LendingClub Corp | 998,848,000 | 2025 | 13.58% | 26.92% | 1.16 | |
| NNI - NELNET INC | 851,459,000 | 2025 | 50.32% | -12.53% | 11.79 | |
| RM - Regional Management Corp. | 645,598,000 | 2025 | 6.88% | 9.70% | 4.45 | |
| WRLD - WORLD ACCEPTANCE CORP | 585,166,700 | 2026 | 5.91% | 3.72% | 6.88 | |
| LPRO - Open Lending Corp | 93,217,000 | 2025 | -4.54% | -5.37% | 288.02% | -0.04 |
Sources
Macro Data
- M2SL - FRED series M2SL, source: Board of Governors of the Federal Reserve System
- FEDFUNDS - FRED series FEDFUNDS, source: Board of Governors of the Federal Reserve System
- DFEDTARU - FRED series DFEDTARU, source: Board of Governors of the Federal Reserve System
- DGS2 - FRED series DGS2, source: Board of Governors / U.S. Treasury market data
- DGS10 - FRED series DGS10, source: Board of Governors / U.S. Treasury market data
- T10Y2Y - FRED series T10Y2Y, source: Board of Governors / U.S. Treasury market data
- HOUST - FRED series HOUST, source: U.S. Census Bureau and U.S. Department of Housing and Urban Development
- PERMIT - FRED series PERMIT, source: U.S. Census Bureau and U.S. Department of Housing and Urban Development
SEC Data
- AFRM SEC company page; latest 10-K 0001820953-25-000080; latest 10-Q 0001628280-26-032294
- ATLC SEC company page; latest 10-K 0001437749-26-007972; latest 10-Q 0001437749-26-015592
- BFH SEC company page; latest 10-K 0001101215-26-000016; latest 10-Q 0001101215-26-000040
- CACC SEC company page; latest 10-K 0000885550-26-000047; latest 10-Q 0000885550-26-000080
- ENVA SEC company page; latest 10-K 0001193125-26-060461; latest 10-Q 0001193125-26-174021
- LC SEC company page; latest 10-K 0001409970-26-000018; latest 10-Q 0001409970-26-000062
- LPRO SEC company page; latest 10-K 0001806201-26-000024; latest 10-Q 0001806201-26-000038
- NNI SEC company page; latest 10-K 0001258602-26-000014; latest 10-Q 0001258602-26-000033
- OMF SEC company page; latest 10-K 0001584207-26-000008; latest 10-Q 0001584207-26-000020
- RM SEC company page; latest 10-K 0001193125-26-061549; latest 10-Q 0001519401-26-000009
- SLM SEC company page; latest 10-K 0001032033-26-000011; latest 10-Q 0001032033-26-000025
- WRLD SEC company page; latest 10-K 0000108385-26-000014; latest 10-Q 0000108385-26-000005